How to Verify Your Insurance Will Cover Drug Rehab
Find Out if Your Insurance Covers Addiction Treatment
If you find yourself struggling with an addiction to drugs or alcohol, you must receive the professional help you need to overcome your addiction. Unfortunately, many people choose not to learn more about a drug rehab program because they are concerned about the financial burden that a recovery plan may cause with or without insurance.
At Muse Treatment in Los Angeles, we work with and accept a variety of private insurance companies that may either completely cover or offset the cost associated with your care. The first step you need to take is to determine whether your insurance carrier offers coverage for addiction recovery. Don’t worry; Muse provides you with all of the resources you need to verify your insurance.
Insurance and Behavioral Healthcare
Some people are surprised to learn that it’s only recently that addiction was classified as a disease. A common misconception that many people had when it came to addiction was that those who had an addiction decided to indulge in their addiction actively. However, in recent years, it has been proven that addiction is in fact a disease. As a result, many private insurance companies adjusted their terms of coverage to include partial if not full coverage for treatment plans.
The Affordable Care Act, also commonly referred to as Obamacare, finally allowed a person that wanted to enroll in a drug rehab program to do so and have a part, if not all, covered by insurance. This provided those suffering from an addiction a tremendous peace of mind in the sense that they could now focus on getting the help that they need while avoiding a potentially enormous financial burden.
Inpatient Rehab Coverage
Many people who opt to go through an alcohol rehab or drug rehab program need the around-the-clock care that an inpatient treatment program provides. One of the leading reasons it’s critical to verify your insurance is that not every private insurance company offers coverage for an inpatient program.
Our inpatient program provides you with the benefit of living at our facility for some time during your drug rehab program. One of the leading reasons it’s critical to verify your insurance is that many insurance companies will only allow you to spend a certain number of days in treatment before they will no longer cover you.
Outpatient Rehab Coverage
Outpatient alcohol or drug rehab gives the flexibility to maintain your personal or professional responsibilities by still receiving the care and treatment you need to overcome your addiction. If you decide to enroll in one of our outpatient programs, you must understand the terms of your coverage if there are a certain number of therapy sessions you can participate in during your treatment or if there is a cut-off in terms of days.
What You Can Learn from Verifying Your Insurance Benefits
There are several advantages of taking the time to verify your insurance. A few examples include:
- Determine any out-of-pocket costs, also known as deductibles or co-payments
- Learn whether or not you will have a coinsurance fee
- Narrow down your minimum out-of-pocket fee. This is the maximum amount of money you will need to pay on your own.
- Find out the date that your policy is or was effective
Verify Your Insurance with Muse Treatment Center in Los Angeles
When you are ready to overcome your addiction, it’s understandable that you may feel overwhelmed or stressed regarding certain aspects of your recovery. When you decide to come to Muse Treatment for alcohol and drug rehab treatment, we provide you with the support you need to work through these aspects, but we also provide you with the insight you need when it comes to possible private insurance coverage. We will help you cut through the red tape to take full advantage of your insurance. Please reach out to us today at (800) 426-1818 to see how our recovery options can best suit your treatment needs.