What Is Blue Cross Blue Shield Insurance and How Does It Work?

High-quality addiction treatment is the key to long-term addiction recovery, but one of the reasons why many people who need treatment put it off is cost. Like other medical care, addiction treatment comes with an expense, but fortunately, health insurers like Blue Cross Blue Shield provide some insurance coverage. Muse Treatment accepts many insurance plans, including Blue Cross Blue Shield plans. Our accredited rehab features inpatient treatment, outpatient treatment plans, medical detox, sober living, and more. We can help you manage your drug or alcohol addiction, safeguarding your health and future.

Blue Cross Blue Shield is a federation comprising more than 30 insurance companies. Companies that operate within their network cover millions of Americans. In fact, Blue Cross Blue Shield operates in every U.S. state, including territories like Puerto Rico. Blue Cross Blue Shield member companies feature a wide array of insurance plans. Covered members rely on their plans for healthcare treatment, preventative care, hospitalization, and, yes, substance abuse treatment. More doctors, hospitals, and clinics contract with them than any other insurance company in the U.S. 

What Are Blue Cross Blue Shield’s Types of Plans?

They features many types of plans, including group plans and individual and family insurance plans. It also participates in Medicare and Medicaid coverage plans and provides dental and vision plans too. Specific plans vary by state and individual companies operating within the its network. Some plans may require referrals or in-network care. Others may allow for out-of-network coverage and require no referrals. 

Drug and Alcohol Rehab Facilities That May Accept Blue Cross Blue Shield

In the U.S., Blue Cross Blue Shield is a household name for medical insurance. So, it’s not surprising that it’s accepted at thousands of healthcare facilities and drug and alcohol rehab centers nationwide, including Muse Treatment. Muse accepts many health insurance plans as a leading California addiction treatment center. We accept Blue Cross Blue Shield at our facility. Call us at 800-426-1818 to find out the specific coverage features of your health insurance plan. We can also discuss our enrollment process.

Does Blue Cross Blue Shield Insurance Cover Alcohol & Drug Rehab Treatment?

Like other major medical insurance carriers, Blue Cross Blue Shield covers substance abuse treatment, mental health care, and other behavioral health conditions. If you have an alcohol use disorder, prescription drug addiction, or illicit drug addiction, you can get treatment at Muse, and your insurance plan should cover at least a portion of it. The actual amount of coverage depends and deductibles/copays depend on your specific plan. 

How to Check Your Blue Cross Blue Shield Insurance Coverage

To check your health insurance plan’s coverage regarding substance abuse treatment, you can call the insurance company by calling the number on the back of your insurance card. Its representatives can explain the coverage your plan entitles you to. If you don’t want to contact the insurance company directly, call Muse Treatment at 800-426-1818 instead. Our insurance specialists are familiar with their plans as we deal with them routinely. If there are questions, we can also contact the insurance company on your behalf to get the information you need to know about your coverage.

What Does Blue Cross Blue Shield Insurance Cover?

Blue Cross Blue Shield provides extensive health coverage, including basic and specialty medical care, preventative care, mental healthcare, behavioral healthcare, hospitalization, and more. As someone with a current insurance plan, you can expect some level of coverage for your medical treatment, including substance abuse treatment. If you require dual diagnosis treatment, your plan will also provide a degree of coverage based on your plan type.

Does Blue Cross Blue Shield Insurance Cover Mental Health and Substance Abuse Treatment?

Insurance plans to provide coverage for mental health and substance abuse treatment. Depending on your plan, you can expect partial coverage or, possibly, full coverage. Most plans provide coverage for between 60%-80%. When you contact Muse Treatment at 800-426-1818, we can help you determine how much of your treatment plan is eligible for coverage. 

Does Blue Cross Blue Shield Insurance Cover Inpatient Drug & Alcohol Rehab?

If you choose an inpatient treatment plan at Muse Treatment, including medical detox, you can expect your insurance to cover some or all of your treatment. Their insurance plans do cover residential addiction treatment plans. Inpatient treatment typically costs more than outpatient rehab plans because of the more extensive support involved, including room and meals. Clients who pay partial amounts may expect to pay more for inpatient treatment than outpatient treatment depending on their plan, but it’s important to note that Muse is committed to providing the highest quality addiction treatment at affordable pricing. If you need inpatient treatment, it’s important to enroll in the ideal program for the sake of your recovery.

Does Blue Cross Blue Shield Insurance Cover Intensive Outpatient Alcohol and Drug Rehab?

Blue Cross Blue Shield offers insurance coverage for outpatient treatment programs, including intensive outpatient treatment. An IOP usually involves roughly 10 hours of therapy each week; however, so much depends on the individual’s unique plan like if dual diagnosis treatment or medication-assisted treatment is included. When you call Muse Treatment at 800-426-1818, we can explain how much coverage your plan affords. We’ll also do our best to answer all of your insurance-related questions; if we don’t know the answer, we can contact them on your behalf to help you get the information you need.

Does Blue Cross Blue Shield Insurance Cover Partial Hospitalization?

Partial hospitalization is a highly supportive outpatient treatment program. It provides the most support for clients next to residential rehab treatment. Generally, a PHP will involve at least 20 hours of addiction treatment each week during the length of the program. Your Blue Cross Blue Cross Shield Insurance plan should provide full or partial coverage depending on your plan. Simply call Muse Treatment; our insurance specialists will help you determine your plan’s coverage amounts.

How Long Will Blue Cross Blue Shield Insurance Cover Alcohol and Drug Rehab?

The length of time that the insurance company will cover your rehab treatment depends on your treatment needs. Time frames vary for each individual. Some people can achieve their recovery milestones with a 30-day program. Others may need 90 days of treatment or even more. Muse can help you determine your coverage level when you contact us for treatment.

Blue Cross Blue Shield Insurance May Offer Treatment Coverage for the Following Addictions:

Your insurance plan provides some level of coverage (depending on your specific insurance plan) for substance use disorders. Whether you need alcohol addiction treatment or drug abuse treatment, you can expect some degree of coverage. Your insurance plan, therefore, is likely to provide coverage for addictions such as:

Heroin Addiction

Heroin is an illicit substance that is typically injected, snorted, or smoked. As a highly addictive substance, heroin is almost impossible to stop abusing without help. If you have a heroin addiction, Muse Treatment can help, and your inpatient or outpatient treatment is likely to be covered to some extent (generally 60-80%) by your health insurance plan. 

Drug Addiction

If you are addicted to illicit drugs such as methamphetamine, marijuana, or cocaine, or a prescription drug such as an opioid painkiller, stimulant, or sedative, your insurance plan under the company should cover your treatment to some extent. Depending on your plan, you may receive partial or even full coverage for your rehab treatment or dual diagnosis treatment. 

Ambien Addiction

Ambien abuse and addiction is a serious problem you shouldn’t ignore. Sedatives like Ambien, generally prescribed to treat insomnia, can be highly addictive. Taking too many of these medications or using them with alcohol or other drugs can be a prescription for disaster. Muse Treatment provides Ambien addiction treatment that insurance providers like Blue Cross Blue Shield cover.

Xanax Addiction

Benzodiazepines can be highly addictive prescription drugs. Generally prescribed to treat anxiety disorders, Xanax is effective but is not usually prescribed for the long term because of its high risk for abuse. If you have a Xanax or other prescription drug addiction, you can enroll in a Muse Treatment program to help you manage it. Your insurance plan should provide a degree of coverage.

Ativan Addiction

Ativan is another type of benzodiazepine that can result in addiction when abused. An addiction to Benzos can develop as a result of prescription use or recreational use. Professional rehab treatment is the best way to manage a prescription drug addiction. Muse accepts Blue Cross Blue Shield Insurance; when you contact us, we can verify your insurance and help you enroll in the ideal treatment for your needs.

What Are the Options If Blue Cross Blue Shield Insurance Does Not Cover the Cost of Drug and Alcohol Rehab?

If your insurance does not cover your treatment or provide enough coverage for your needs, Muse Treatment can help determine your eligibility for other options. There are alternatives, including financial arrangements that you may depend on. Let us help you find the solutions you need to get the treatment you need. We support clients with varying degrees of insurance coverage and clients with no insurance plans. Call us at 800-426-1818 to discuss all the payment options available to you. 

Verify Your Insurance With Us

Step one in the enrollment process is verification of your insurance. Simply contact Muse Treatment and we’ll verify your insurance plan, explain your coverage if needed, and help you enroll in treatment that meets your needs. Our clinicians will evaluate your condition to ensure that we can provide the customized treatment you need to achieve your recovery goals. We tailor treatment to each individual’s needs. If you need medication-assisted treatment, medical detox, or dual diagnosis treatment, you can rely on Muse for personalized care each step of the way.

Next Steps With Insurance Coverage for Alcohol and Drug Rehab Treatment With Muse Treatment

After verifying your medical insurance, we can complete your enrollment and provide you with an evaluation. We aim to help you begin treatment as quickly as possible, so we’ve streamlined our enrollment process. Many clients begin treatment with drug or alcohol detox, which generally lasts about a week. However, you may begin with your inpatient or outpatient treatment plan after completing detox. 

Contact Muse Treatment to enroll in drug and alcohol addiction treatment. Treatment is an investment in your health, future, and everything important to you. We are an accredited rehab center that offers evidence-based and holistic therapies. We can help you recover and put your drug or alcohol addiction behind you. 

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