What Is First Health Insurance and How Does It Work?

First Health Insurance is an American insurance coverage plan that provides health insurance to United States Citizens throughout all 50 states, including Puerto Rico. Individuals who require treatment for a substance use disorder can receive at least some coverage for approved residential and outpatient addiction treatment programs. Your level of coverage will depend on your specific plan, and it is important to note that not every type of treatment will be covered by insurance. Therefore, it is important to check with your treatment center and review your insurance plan before beginning treatment. If you choose Muse Treatment for your addiction treatment, our team will be happy to help you navigate your insurance and determine which treatments will work under your insurance coverage.

What Are First Health’s Types of Plans?

The types of plans offered at First Health vary depending on your needs, but because they are a major American insurance provider, you will likely find the right insurance. Most insurance plans that First Health Insurance offers are able to cover at least some of the costs of your treatment program for a substance use disorder. You may also wish to choose a PPO plan (a Preferred Provider Organization plan), which will help cover some of the expenses that may come up during addiction treatment.

Drug and Alcohol Rehab Facilities That May Accept First Health

It isn’t always easy to navigate your insurance coverage, but at Muse treatment center, we are happy to help you get the customized addiction treatment you need while working with your insurance company to maximize your benefits. We offer inpatient medical detox programs, 30- to 90-day inpatient rehab programs, intensive outpatient programs, partial hospitalization programs, and aftercare treatment.

Your individualized program will provide you with the whole continuum of care to help you regain your sense of self and overcome the underlying causes of addiction while you learn new ways to cope with stress, prevent relapse, and manage mental health issues. We have dual diagnosis programs, behavioral health treatments, exercise and nutrition programs, education about addiction, and a variety of individual, group, and family therapy to choose from.

Our entire team, from the doctors and nurses to therapists and administrative workers are here to help and support you. We put your comfort and safety first so you can focus on what is important: your health and your recovery. Please call Muse today at 800-426-1818 to learn more about how we can help you achieve long-lasting recovery with our holistic approach to healing the body, the mind, and the spirit.

Does First Health Insurance Cover Alcohol and Drug Rehab Treatment?

Yes, First Health Insurance covers alcohol and drug detox and rehabilitation. Addiction is recognized as a disease, and substance use disorder treatment, along with behavioral therapy and mental health care are considered essential health care. This means that addiction is treated the same as any other disease in the eyes of your insurance provider, and an approved addiction treatment plan will be fully or partially covered, depending on your individual plan.

How to Check Your First Health Insurance Coverage

It is not always easy to understand what exact treatments will be covered by your health insurance. If you are feeling unclear, there are a few ways to check:

• Access the First Health Insurance website, and log into your profile online. You can navigate through the site once logged in and find the specifics about your coverage
• Call the phone number that is listed on the back of your insurance card. An insurance specialist will answer and help you understand your coverage. They will also work with you to help you receive the most out of your insurance
• Contact the Muse treatment center directly at 800-426-1818. Our caring team will be happy to decipher your insurance plan and let you know which levels of care and treatments will be covered and what to expect to pay for out-of-pocket

What Does First Health Insurance Cover?

First Health Insurance is a large-scale nationwide insurance provider, covering everything from emergency health care to preventative care, doctor’s visits, mental health care, and more. When it comes to addiction treatment, your individual policy will determine whether or not certain treatments like holistic healing practices or different types of therapy are covered. There is a good chance that your First Health policy will cover at least some of your addiction treatment, including hospital stays relating to substance abuse, assessments, lab work, diagnoses, inpatient medical detox plans, inpatient and outpatient rehab, and dual diagnosis treatments for co-occurring mental health issues. Medication-assisted treatment programs are also often covered, as are family therapy sessions and long-term continuing care programs for recovery management.

Does First Health Insurance Cover Mental Health and Substance Abuse Treatment?

Yes, First Health Insurance does cover mental health treatments, as well as treatment for addiction. Each person will undergo an assessment and diagnosis by professional doctors and psychiatric professionals to determine which types of treatments are necessary. This will depend on the barriers and issues that must be addressed in your circumstances.

If you have a dual diagnosis (at least one mental illness, mental health disorder, and substance use disorder), your treatment plan will likely include prescription psychiatric medications and/or targeted therapy and addiction treatment.

Does First Health Insurance Cover Inpatient Drug and Alcohol Rehab?

Yes, if you have a First Health Insurance Plan, some or all of your inpatient drug rehab or alcohol rehab program will likely be covered. Inpatient rehab includes inpatient treatments, residential stays within a safe and sober treatment center, and various therapies and care that may involve behavioral health, exercise and nutrition, relapse prevention, group therapy, and more. On average, an inpatient rehab program will last anywhere from 30 to 90 days. At Muse, we create individualized treatment plans for each client, with treatments that will most help you gain long-term sobriety. The portion covered will depend on what types of therapy and treatment your addiction treatment plan offers.

Does First Health Insurance Cover Intensive Outpatient Alcohol & Drug Rehab?

Yes, most insurance plans will likely cover intensive outpatient programs (IOPs). An IOP is a flexible outpatient rehab program that allows patients the flexibility to live their lives as normally as possible while in treatment. Most IOPs take place for a few hours a day, 3 to 5 days per week. Patients will return to the addiction center to access medical care, therapy, support groups, and more, and then return home. These types of programs allow people to continue working at their job or going to school while in treatment.

Does First Health Insurance Cover Partial Hospitalization?

Yes, if you are enrolled in a partial hospitalization program (PHP), your First Health Insurance plan will likely cover some or all of your treatment. Like an IOP, the PHP is an outpatient program that allows you to live at home (or in a sober living facility) and access treatments at the care center during the day. These are often full-time programs, running 5 to 7 days a week, for 5 to 8 hours per day, depending on your needs. This is one of the recognized forms of necessary treatment that insurance companies will be likely to cover.

How Long Will First Health Insurance Cover Alcohol & Drug Rehab?

It is not easy to answer this question, as each patient has unique needs and timelines for addiction treatment. Your insurance coverage with First Health is partly influenced by your assessment and diagnosis, the type of insurance plan you have, and the treatments and therapies offered at the treatment center. At Muse, we will work with your insurance company to maximize your coverage and create a customized plan that works for your health needs and your budget.

First Health Insurance May Offer Treatment Coverage for the Following Addictions:

Addiction is a disease that presents itself in many ways. Your First Health Insurance coverage may pay for some or all of the following types of addiction:

• Drug addiction
• Heroin addiction
• Xanax addiction 
• Ativan addiction
• Ambien addiction

What Are the Options if First Health Insurance Does Not Cover the Cost of Drug & Alcohol Rehab?

You may be wondering what the next step is after you verify your insurance and find out that it does not cover the entire cost of your addiction treatment plan. Once your insurance has been applied and there is still a remainder left over to pay, you can pursue a few options, especially if you do not have the financial ability to pay upfront. Some people are able to borrow from trusted friends and family, but for many this is not an option. If this is the case for you, you can speak with your rehab center and see if there are payment plans or ways to tweak your program to fit your insurance company’s requirements. At Muse, you can call our team at 800-426-1818 to learn more about insurance coverage and your options. 

Verify Your Insurance With Us

To verify your insurance at Muse Treatment, call us at 800-426-1818. We have experts on addiction treatment who will answer the phone and have a confidential conversation with you about addiction treatment and insurance coverage. We are able to check what your individual plan will cover and may be able to give you an idea of what your out-of-pocket costs may be. You may also have copays or deductibles that need to be reached. Whatever the case may be, we will support you in creating a functional program that suits your needs. Your health and safety come first with Muse Treatment Center.

Next Steps With Insurance Coverage for Alcohol and Drug Rehab Treatment With Muse Treatment

At the Muse Treatment Center, we are in-network with the First Health Insurance company, and we are happy to modify your treatment plan to maximize your program coverage without compromising your care. You will receive an individualized interdisciplinary approach to healing using scientifically proven, evidence-based methods and holistic healing. This whole-patient approach is highly effective, as it aims to heal your body, mind, and spirit together.

Our medical detox plans are designed to keep each patient safe and comfortable during detox and is followed by a tailored plan designed to help you transform your life and overcome the underlying causes of addiction. We recognize the connection between mental health and addiction and incorporate various coping skills, therapy, behavioral health, psychiatric treatments, and stress reduction techniques into each person’s program.

Relapse prevention strategies are also a large part of every level of care we offer, from inpatient rehab through intensive outpatient programs and partial hospitalization plans. We also have long-term aftercare that offers strong support for as long as you need it. A sober community, support groups, therapy, medical care, and more are available to you for as long as you need it with the Muse treatment center.

Don’t let your insurance fears hold you back. Please call us today if you or a loved one is living with an alcohol use disorder or a drug addiction. We are here to help you and are ready to take your call now. 800-426-1818.