UMR is a branch of United Healthcare; it administers employee-employer healthcare plans. If you carry UMR insurance, you should know that it covers some or all substance abuse and mental health treatment. Since the passage of the Affordable Care Act, insurance providers must provide at least a minimum amount of coverage for members. UMR does provide this coverage, but how much you can expect depends on the specifics of your insurance plan. 

 

If you have a drug or alcohol addiction, it’s crucial to obtain treatment as soon as possible so that you can learn how to manage your addiction and safeguard your health and future. Muse Treatment is an accredited rehab center that accepts most major insurance plans, including those administered by UMR. 

 

What Is UMR Insurance and How Does It Work?

UMR is a branch of United Healthcare. They essentially administer the employer insurance plans for United Healthcare. Members who carry this insurance may have any number of different plans. If you need behavioral healthcare like substance abuse treatment, you can contact UMR to find out specific policy information such as how much out-of-pocket (deductible) you will be responsible for and how much the insurance provider will cover for inpatient or outpatient treatment. UMR Insurance features a helpful customer service team, but you can rely on the insurance specialists at Muse Treatment to answer your questions or provide you with assistance. We are familiar with many types of insurance plans as we work with a wide range of insurance providers. Let us help you with all of your insurance questions.

 

What Are UMR’s Types of Plans?

UMR is a third-party administrator for United Healthcare. Consequently, it operates plans that are offered by United. UMR works closely with employers to help them choose employee benefits plans. UMR features insurance coverage plans that include:

 

  • Preventative and wellness plans
  • Hospital coverage
  • Pharmacy/medication coverage
  • Short-term insurance
  • Long-term insurance
  • Family and ACA marketplace plans
  • Student plans
  • Stop / loss coverage
  • Self-funded plans and more

 

If you have these or another UMR plan, you should be able to find out more about your policy simply by contacting UMR. You can also get in touch with Muse Treatment for your questions. We may be able to provide you with the information you need. 

 

Drug & Alcohol Rehab Facilities That May Accept UMR Insurance 

Muse Treatment features drug and alcohol treatment that may be covered by your UMR insurance policy. Our rehab accepts UMR insurance. If you have a UMR insurance plan through your employer, you should qualify for some substance abuse treatment coverage. How much depends on the particulars of your policy. Fortunately, Muse can help you find out. You can contact UMR Insurance or the helpful insurance specialists at Muse. The specific details of your plan will help us determine how much coverage you can expect for your inpatient or outpatient rehab treatment. Simply contact our team to get the help you need regarding your insurance policy questions and coverage issues. 

 

Does UMR Insurance Cover Alcohol & Drug Rehab Treatment?

Yes. That’s the short answer. UMR does provide insurance coverage for drug and alcohol rehab treatment. If you have a substance use disorder and need treatment, you can expect some or all of your treatment to be covered. How much coverage is dependent on your policy and the type of plan you have. Remember that with treatment, you can learn to manage your addiction for the long term. Even if you need to pay some out-of-pocket expenses, your life, health, and future are worth any cost. UMR covers various types of rehab treatment programs offered by Muse, including:

 

 

If you are addicted to these or other substances of abuse, get in touch with Muse Treatment for professional addiction treatment.

How to Check Your UMR Insurance Coverage

Are you ready to find out if your UMR insurance coverage will cover your behavioral or mental health treatment? All you have to do is contact Muse Treatment for help. Let our team provide you with all the information you need. Our insurance specialists are familiar with UMR plans since we accept them. If we don’t know all the answers to your questions, we’ll do our utmost to find out the information you need as quickly as possible. You can also contact UMR for more information about your policies too. However, some clients hesitate to get in touch with their insurance provider until they have a clear idea about the type of treatment they may need. 

 

What Does UMR Insurance Cover?

UMR insurance provides a broad range of coverage for its members. Its various plans provide medical coverage for:

 

  • Prescription medications
  • Preventative healthcare
  • Emergency/hospital coverage
  • Routine medical care/doctors visits
  • Maternity care
  • Physical therapy
  • Mental healthcare / behavioral health

 

If you aren’t sure if your UMR plan will cover all that you need in terms of treatment, simply reach out to Muse to get the information you need. 

 

Does UMR Insurance Cover Mental Health & Substance Abuse Treatment?

Yes, UMR insurance does offer coverage for substance abuse treatment and mental health treatment. As per the mandates of the Affordable Care Act, insurance providers must offer coverage for these conditions–at least to meet minimum coverage thresholds if they want to participate in the federal insurance marketplace. Many clients suffer from a dual diagnosis, which includes a mental health disorder and a substance use disorder. UMR does provide coverage for dual diagnosis too. To find out how much UMR covers for substance abuse treatment and mental health treatment, just contact Muse for assistance or contact UMR. How much coverage is directly dependent on the type of UMR insurance plan you have. 

 

Does UMR Insurance Cover Inpatient Drug & Alcohol Rehab?

UMR insurance does typically cover inpatient drug and alcohol rehab. Residential rehab is often the first step in the recovery process. It’s ideal for clients who lack the stability to remain home after treatment and are at high risk of relapse. UMR will cover a portion of inpatient treatment that’s in keeping with your insurance policy. Many clients are concerned about whether their residential treatment will be covered as inpatient rehab is more costly than other plans given the high degree of support involved as well as room and meals. You can find out how much your UMR insurance plan will cover when you contact UMR or Muse for information. 

 

Does UMR Insurance Cover Intensive Outpatient Alcohol & Drug Rehab?

Yes, you can expect your UMR plan to provide some or all coverage of your intensive outpatient addiction treatment. Most of today’s medical insurance providers will provide a degree of coverage for inpatient and outpatient substance abuse treatment programs. Intensive outpatient treatment is a popular form of addiction treatment today as it allows clients to get the treatment they need while continuing to work, attend school, or care for their families. Intensive outpatient treatment provides about 10 hours of treatment each week. It is less supportive than partial hospitalization programs but offers more than some general outpatient programs. 

 

Does UMR Insurance Cover Partial Hospitalization?

Yes, UMR insurance should provide a degree of coverage for partial hospitalization treatment plans. These types of plans offer about 20 hours of treatment each week. Clients attend therapy sessions throughout the day and then can return home in the evening. These programs offer more support than other treatment programs. To find out how much your UMR plan will cover, you’ll need to contact the company or Muse Treatment for help. UMR plans to offer insurance coverage for inpatient and outpatient treatment. We can provide you with the information you need when we discuss your enrollment. 

 

How Long Will UMR Insurance Cover Alcohol & Drug Rehab?

The length of time any insurance provider will cover drug and alcohol rehab depends. Most companies will not stipulate a time frame because so much depends on each client’s needs. Many insurance companies will only cover evidence-based therapies. When you enroll for treatment at Muse, our insurance specialists will find out which parts of your addiction treatment plan are covered and for how much so that you have an accurate idea of out-of-pocket expenses. There may be times when UMR, like other insurance carriers, does deny claims. That’s why it’s important to talk to our insurance specialists. They’ll explain all the details of your coverage to you.

 

UMR Insurance May Offer Treatment for the Following Addictions

UMR insurance will provide coverage in the form of inpatient and outpatient treatment for many types of addiction, including: 

 

  • Heroin addiction
  • Opioids addiction (prescription narcotics/painkillers)
  • Meth addiction
  • Cocaine addiction
  • Benzodiazepines addiction
  • Ativan Addiction
  • Ambien addiction and more

 

We offer treatment for clients who are suffering from prescription drug addictions, illicit drug addictions, and alcohol addiction. Our substance abuse treatment plans can help you manage these addictions to achieve lasting recovery.

 

What Are the Options if UMR Insurance Does Not Cover the Cost of Drug & Alcohol Rehab?

If your UMR insurance plan does not offer coverage for your rehab treatment, don’t lose hope. Contact Muse Treatment to find out about alternative pathways for paying for treatments. Many clients are eligible for grants and other programs that will help them pay the cost of rehab. If you are concerned about paying for rehab, the best thing to do is to talk to your team. Let our staff acquaint you with all of your payment/coverage options. The good news is that there are options! The sooner you explore them and enroll in treatment, the sooner you can take your life back from drugs and alcohol. 

 

Verify Your Insurance with Us

It’s easy to verify your insurance with us by contacting our rehab facility. Our insurance specialists are on hand to check your insurance and answer all of your coverage questions. When you contact us, we can also provide you with more information about our individualized treatment plans. Muse Treatment is a leading rehab center. We accept a wide range of health insurance plans. Let us verify your insurance and move the enrollment process forward. The sooner you verify, the sooner you can get the essential help you need to manage your addiction and put it behind you for good. 

 

Next Steps with Insurance Coverage for Alcohol and Drug Rehab Treatment with Muse Treatment

Contact Muse Treatment to find out more about our full continuum of care. We are an accredited addiction treatment center. We can answer all of your insurance questions and then move forward to develop your treatment plan. We offer a wide range of addiction treatments, including medical detox, residential rehab, outpatient treatment plans, aftercare, and sober living. Our treatments include evidence-based therapies and holistic treatments. Visit us to learn more about our programs or to answer your insurance questions.

 

 

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